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Working with Kentucky Habitat for Humanity and other partners across the Commonwealth, HHCK is committed to creating a clear vision of home for Kentuckians.

There are federal programs in place to build affordable housing, but they are not enough. That’s why Kentucky should join more than a dozen other states in enacting a state affordable housing tax credit, modeled after the successful federal program developed by Jack Kemp and signed into law by President Reagan. Enacting a state credit is the best way for Kentucky to access hundreds of millions of untapped federal dollars, which in turn will spur the private sector to build additional affordable housing projects across the state.

A state tax credit can be used in both rural and urban areas to build new construction or to preserve and rehabilitate existing affordable housing. It can be used to build affordable housing for special populations such as seniors or special needs tenants, such as substance abuse recovery renters, veterans, minors aging out of foster care and the homeless.

For more information, contact Tiffany Marthaler at the Kentucky Affordable Housing Coalition.


Kentucky began dedicating revenue to this fund in 2006 through a modest deed transfer fee. Twelve years later, this fund is stagnant while construction prices have increased. HHCK advocates for increased funding for Kentucky’s Affordable Housing Trust Fund.


General Fund Appropriation

Kentucky must start investing its state resources into homes - prioritizing the lowest income and most vulnerable in our Commonwealth. HHCK calls for investment from the General Fund to be directed to the state AHTF.


State Policy Priorities

  • Enact URLTA on a statewide basis; clarifies and codifies legal duties of landlords and tenants in lease agreements.

Youth Homelessness

1.       Allow unaccompanied homeless minors to consent for shelter, housing, and related services without parental consent.

2.       Increase homeless students’ graduation rates by addressing the negative impacts of school mobility on high school graduation.

3.       Allow unaccompanied homeless minors to obtain their own birth certificates and waive fees for these documents.

4.       Homeless Youth Prevention and Protection Act of 2019

Medicaid 1115 Waiver Implementation

  • Assuming that federal approval of the KY HEALTH waiver is imminent, monitor implementation to minimize adverse impacts on low-income Kentuckians seeking housing.

  • Advocate for the inclusion of “homeless” persons into the medically frail exemption.

Homeless ID Cards and Driver Licenses

Monitor the ability to obtain IDs under implementation of REAL ID and consider being able to obtain driver licenses without a fixed, permanent address.

Homelessness Prevention Project Funding for Expansion

  • Build upon passage of SB 225 in 2016 Regular Session to maintain current Louisville and Lake Cumberland projects and include funding for expansion sites.

  • Provide for institutional discharge planning on a voluntary basis to youth exiting foster care, people exiting state-operated corrections facilities, and mental health facilities.

Increase Housing Choice by Prohibiting of Source of Income Discrimination

Reject the practice of landlords who refuse to rent to households using tenant-based rental subsidies such as Housing Choice Vouchers and establish source of income protections for families seeking to rent homes.


Additional State Priorities

  • Clean Energy

  • Constitutional Amendment for Restoration of Voting Rights for Felons

  • Increase Minimum Wage

  • Payday Lending Reform

  • Sales Tax Collection and Remission Reform

  • Statewide Fairness Legislation

  • Tax Reform with Earned Income Tax Credit

For more information, contact Adrienne Bush.