This assessment is intended as a concise planning document for the 2020 Housing Vision Campaign, serving as a baseline from which to measure our success in providing affordable homes to low- and moderate-income Kentuckians. It is not intended to be a complete snapshot of housing needs among all income levels. It is a high-level overview across housing types of the typical needs vulnerable Kentuckians face across the Commonwealth.


Investment in affordable homes works, at the household and community level. In the year from July 1, 2017 through June 30, 2018, Kentucky housing funders and providers allocated and put into service affordable homes for 100,000 Kentuckians. This increased the supply of affordable, workforce housing and provided demand-side subsidies for low- and moderate-income Kentuckians (at or below 100% of the Area Median Income). A total of $583,586,221 was invested during this time period.

As part of the 2020 Housing Vision Campaign, the Homeless and Housing Coalition of Kentucky has studied major investments over one year to demonstrate how federal, state, local, and non-governmental funds are being used to meet the needs of individuals and communities. This paper is intended as a baseline for future research and analysis, and specifically for use in future advocacy efforts for the 2020 Housing Vision Campaign.

The timeframe used is due to the majority of jurisdictions using the July-June fiscal year schedule. Limitations include the use of multiple funding sources in single projects or agencies, although the author worked with the owners of the data to reduce the possibility of duplications.

The annual investment, particularly on the part of the federal government, is substantial. But if housing providers are to serve the 1.2 million Kentuckians in need of affordable housing, Kentucky will need to grow the resources necessary to provide safe, decent, and affordable housing.


Under the auspices of the Kentucky Interagency Council on Homelessness, HHCK coordinated the updating of the state strategic plan primarily with Continuum of Care partners and the state Department of Behavioral Health and Developmental and Intellectual Disabilities.

For more information, contact Adrienne Bush.